The embattled National Flood Insurance Program is currently facing reformer’s zeal. A new bill from US Senator Kirsten Gillibrand would significantly alter the way FEMA documents insurance claims under NFIP, with the goal of holding insurance company contractors more accountable. Under the Flood Insurance Transparency and Accountability Act, FEMA would make insurance claim documents available to homeowners online, allowing them more involvement in the process following flood-related damages.