Younger drivers have themselves to blame for high insurance costs, because one in 20 motorists under 35 has faked an accident to make a fraudulent claim, according to a survey by Moneysupermarket.com. The survey of 2023 drivers also exposed that 5% of younger drivers would also consider a fraudulent claim which, with nearly 36 million licence holders in the UK, adds up to 1.7 million motorists.