Home Repairs Delayed As Lender Withholds Large Insurance Checks

Manzanita homeowners are beginning to rebuild after the Oct. 14 tornado that slammed through town. 128 homes and a few businesses were damaged by the high winds. But tarps on the roof of Kathy Kanas’ home speak to a problem: There’s no work being done to fix the house because the insurance money is frozen. Kathy and her boyfriend, Tom McCallum, are frustrated with Wells Fargo Mortgage, which has not yet signed off on that insurance check. “The adjuster came out and she worked off our contractor’s bid and just approved everything and they sent us a check -- that was three weeks ago and we still haven’t gotten anything done,” McCallum said.