Wednesday, April 25th, 2007 — Gov. Charlie Crist’s personal quest to make state-backed Citizens Property Insurance a true competitor took a major hit Monday when the House Policy and Budget Council approved a bill that would do just the opposite. In its original form, HB 1267, sponsored by Rep. Julio Robaina, R-Miami, would allow homeowners who are insured privately to switch to Citizens if their insurance company is charging 15 percent more than Citizens. Under current law, enacted in January, homeowners can jump to Citizens only if the premium difference is 25 percent higher.