The insurance agency holding the policy on the aircraft in which Scott T. Foster and three others were killed has filed an answer in federal court to allegations of a violation of the Kentucky Unfair Claims Settlement Practices Act. U.S. Specialty Insurance Company (USSIC), contends that their policy only allows for $100,000 per person injured/deceased, meaning the estates of all of the victims in the November 2017 crash are entitled to $100,000 per each victim. That includes Doug Whitaker, an attorney with Foster’s law firm and a former chaplain for the Somerset Police Department.