Monday, January 31st, 2011 — The average Florida driver pays $50 a year per vehicle for fraudulent claims under the state’s no-fault insurance system, which critics say has propelled Florida’s auto insurance rates to fourth-highest in the country. Lawmakers are again considering changing the system, reigniting a debate that pits business groups against trial attorneys and medical providers. The debate centers on issues involving reimbursements, clinic regulation, attorneys’ fees and who is eligible to collect personal injury protection, or PIP, insurance damages.