— Let’s address "fraudulent" sinkhole claims. Citizens Property Insurance Corp ascertains "fraudulent claims" as the culprit behind the exponential increase in sinkhole insurance. Homeowners see cracks in the driveways forming, call sinkhole companies, which in turn confirm or refute the existence of sinkhole activity. Apparently, the "fraud" is that people (cash) the insurance check, pay off mortgages and other debts instead of making the home repairs.