The report from Deloitte Consulting says while many companies are increasingly trying to address the issue of fraud they are by and large taking a fragmented approach. Instead, an integrated approach with "an end-to-end vision of the fraud management process" is needed. "An effective operating model supports implementation of a fraud management strategy," the report says. "Access to consistent, high-quality data and the latest tools and analytics provides the opportunity for an operating model to reach its full potential."