The 69-year-old woman listened to a speech this past summer at the local senior citizens center where Union County Prosecutor David Phillips warned about how to avoid becoming a victim of fraud. The next morning, she called his office and told him about a man who took her $5,312.41 insurance check and promised to repair her hail-damaged home. Then she never heard from or saw him again. Phillips called Ohio Attorney General Mike DeWine's office to find out if others had complained about James Twaddle and his Reynoldsburg business, Restore It USA. Many had. Now, after a year of investigation, a Union County grand jury indicted Twaddle yesterday on charges of engaging in a pattern of corrupt activity (racketeering), theft from an elderly or disabled person, grand theft, money laundering and insurance fraud in a case that covers 42 victims in nine counties.