An act of God or possible negligence? That’s the debate in one Deer Park neighborhood after a tree fell on a neighbor’s yard, causing thousands in damages. So who should be on the hook for the repairs? It’s usually an uphill battle when fighting insurance companies. So when a homeowner’s claim was denied after a neighbor’s tree fell on her home, she turned to us for help. Jodi Blair says January 4th was a calm Sunday afternoon. "It was really pretty that day. The sun was shining. I had laundry out," Blair said. But that all changed in the blink of an eye, after her neighbor’s tree fell on the back of her home.