Brokers hear lots of stories about minor fender-benders that don't lead to injuries. And some could even be seen as amusing -- if they weren't linked to financial losses for insurers.
'We had an incident where someone was trying to light a cigarette -- something we don't usually hear anymore in 2023,' Jesica Ryzynski, claims specialist at Mitch Insurance, told CU. 'They took their eyes off the road and rear-ended the person in front of them while trying to light the cigarette.'
She said the incident stuck with her because of how honest the client was about how the accident happened.
Drive-thru restaurants and banks are also a growing venue for fender-benders. 'This seems to be endless these days,' Ryzynski said. 'The person behind our client is either not paying attention or openly admits they were on their phone. And they're rear-ending clients in the drive thru.'
