Small Appliances are often overlooked in the aftermath of property damage, yet they add up quickly in both value and volume. Items like toasters, coffee makers, and air purifiers may seem minor, but their combined worth can significantly influence contents claims, particularly in kitchen and utility room losses.

Adjusters should account for both age and condition when evaluating these items, as many depreciate quickly due to heavy daily use and frequent technological upgrades. Name-brand items, in particular, may carry greater initial value and vary in replacement cost.

This category is a crucial reference point when building accurate inventories for contents lists, especially when working with homeowners who may be compiling long lists of affected goods post-catastrophe.