Decorative Home Items include accent pillows, vases, wall hangings, and other aesthetic elements that may not be functionally essential but still carry emotional or retail value.

These items are especially vulnerable to smoke, heat, and water staining. Their replacement cost can be underestimated unless properly documented.

This section helps adjusters evaluate decor-related losses with appropriate depreciation schedules, especially in full-room or whole-home claims.


SOS Ladder AssistHancock Claims ConsultantsU.S. Forensic