Furniture Depreciation

Furniture represents a significant portion of many contents claims due to both size and value. This includes bedroom sets, sofas, tables, and even baby and infant furniture. Damage from smoke, fire, and water often makes restoration infeasible.

Depreciation should consider construction materials, craftsmanship, and wear-and-tear. Adjusters should be prepared to distinguish between custom-built and mass-market items.

This guide aids in assessing ACV and RCV during whole-home assessments and detailed inventory reconciliations.

Aluminum Or Steel Lawn Baby And Infant Goods Bookcases Built-in Closet System Children's Chrome, Plastic Ordinary Wood Desks and Tables Electric Fireplace Insert Fabric Lawn Footstools Camel Saddle Freestanding Bar Heavy, Chrome, Plastic Card Tables, Chairs Leather Furniture Mechanism Only Vibrator Chair Metal Bed Frame Murphy Bed Rattan, Wicker Bentwood Chairs Redwood Lawn Slipcovers Smart Lighting Fixture Solid Wood Swing Sets, Playground Equipment Upholstered Furniture Wine Rack Wrought Iron Lawn