Water Coolers

Calculate the actual cash value of Water Coolers for insurance claims.

Item age (years)

Replacement cost (RCV)

Loss state (optional)

Individual calculations are not published; only anonymous aggregates appear when sample size qualifies.

Example

Using a round-number example: a 3-year-old Water Coolers at $1,000 RCV has an estimated ACV of $700.00 at 10.00% per year.

Depreciation rate: 10.00% / year

Keywords: water cooler, office cooler, bottled water unit, 5-gallon dispenser, cooler stand

The Depreciation Calculator should be used as a general guide only; there are many variables which can affect an item's life expectancy that should be taken into consideration when determining actual cash value.

An item that is still in use and functional for its intended purpose should not be depreciated beyond 90%.