Personal Care and Accessories Depreciation

Personal Care and Accessories include barber tools, billfolds, and eyeglasses—items that range from inexpensive to highly customized. Damage typically results from fire, smoke, or direct impact.

Adjusters should assess personalization, prescription value, and hygiene concerns to determine whether items are restorable or need replacing.

This guide assists with evaluating frequently used personal items often overlooked during claims documentation.