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State Insurance Law Chart

State Insurance Law Chart
  PDF (82KB) Legal Reference



Diminution In Value Cases In All 50 States

Dive into the intricate world of Diminution in Value claims across the U.S. with our comprehensive state-by-state guide. Ideal for subrogation professionals, this essential document dissects first-party and third-party claim treatments, demystifying legal stances from Immediate to Inherent Diminished Value cases. Stay ahead in your field with this vital resource, ensuring you're well-equipped to navigate the complexities of varied state laws with confidence and precision.
  PDF (28KB) Legal Reference

Deductible Reimbursement Laws In All 50 States

A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insured’s deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.
  PDF (93KB) Legal Reference

Joint And Several Liability And Contribution Laws in All 50 States (2017)

This chart concerns contribution among joint tortfeasors, which applies subrogation principles, and is sometimes referred to as “reimbursement by subrogation.” Joint and Several Liability and Contribution laws are shown for all states.
  PDF (60KB) Legal Reference


Med Pay / PIP Subrogation in All 50 States

This chart provides an overview of subrogation rights for PIP and/or Med Pay-type benefits paid under the automobile insurance laws of all 50 states.
  PDF (40KB) Legal Reference

State Minimum Liability Limits

Minimum car insurance liability requirements per state.
  PDF (13KB) Legal Reference

Laws On Recording Conversations In All 50 States

State by state telephone call recording laws.
  PDF (77KB) Legal Reference

State Drunk Driving Laws Illegal Blood Alcohol Content

Illegal blood alcohol content per state drunk driving laws.
  PDF (13KB) Legal Reference

Economic Loss Doctrine In All 50 States

The Economic Loss Doctrine explained as it has been applied in all 50 states, an educational reference for subrogation professionals.
  PDF (97KB) Legal Reference


Landlord/Tenant Subrogation in All 50 States (9/16)

The ability of a landlord’s property insurer to subrogate against a tenant for property damage caused by the negligence of the tenant depends on which state the loss occurs in and the nature and language of the lease involved. Understanding when, where, and why such subrogation actions by a landlord’s insurer against a tenant are permitted or prohibited is critical to maximizing property subrogation recoveries and is the focus of this chart.
  PDF (42KB) Legal Reference

Civil Immunity Laws Governing Anti-Fraud Activities

This table provides a review of state-specific immunity for reporting insurance fraud insurer to insurer, law enforcement, fraud bureau, NICB and NAIC.
  PDF (65KB) Legal Reference
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