Diminution in value is claimed when the value of a damaged, but repaired, item is less than the value before the loss. Subrogation professionals should be aware of when and how the laws of each state deal with diminution of value. This chart is a summary of how the first-party issue is treated in all 50 states.
A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insureds deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.
Summary of excavation laws and provisions per state in a simple table format.
This article will present a quick overview of current workers compensation subrogation in construction settings.
This chart provides an overview of subrogation rights for PIP and/or Med Pay-type benefits paid under the automobile insurance laws of all 50 states.
The ability of a landlords property insurer to subrogate against a tenant for property damage caused by the negligence of the tenant depends on which state the loss occurs in and the nature and language of the lease involved. Understanding when, where, and why such subrogation actions by a landlords insurer against a tenant are permitted or prohibited is critical to maximizing property subrogation recoveries and is the focus of this chart.
The Economic Loss Doctrine explained as it has been applied in all 50 states, an educational reference for subrogation professionals.
This table provides a review of state-specific immunity for reporting insurance fraud insurer to insurer, law enforcement, fraud bureau, NICB and NAIC.
Status report on state legislation for insurance fraud bills.