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Master Proof Of Loss

  PDF (63.321 KB) Property Forms Property & Casualty

This document, titled Master Proof Of Loss, serves as a formal declaration to insurance companies for claims under various policies as detailed in the attached Schedule of Insurance and Apportionment of Claim. It outlines the insured's declaration of loss, including:

  1. Time and Origin: Specifies the time and cause of the loss.
  2. Occupancy: Describes the occupancy status of the insured property at the loss time.
  3. Title and Interest: Details the insured's interest in the property and any other parties with an interest or encumbrance.
  4. Changes: Notes any changes since the policies were issued, including assignments or changes in property use, occupancy, or location.
  5. Total Insurance: Lists the total amount of insurance coverage at the time of loss.
  6. Actual Cash Value and Total Loss: States the property's actual cash value at loss time and the whole loss and damage amount.
  7. Claim Amount: Indicates the amount claimed under the Master Proof of Loss.

The document includes a declaration that no fraudulent activity has been conducted to influence the claim, alongside the necessary signatures, notary acknowledgment, and a warning against insurance fraud. This comprehensive form ensures that all relevant details are accounted for in the claim process, adhering to the terms and conditions of the respective insurance policies.