Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2023 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.

The Property Damage Release Form specifies involved parties, incident date and location, alongside settlement terms of a property damage claim. It includes a crucial clause preventing further legal action against the insurer, ensuring a definitive closure.

Introducing the 3 Column Adjuster Worksheet, a precise financial tool for insurance claims. It's designed to streamline repair estimates by itemizing losses and calculating replacement cost, depreciation, and actual cash value. Essential for adjusters, this worksheet ensures accurate and efficient claim processing.

Secure and precise, our 'Sworn Statement In Proof Of Loss (No Subrogation)' document is essential for policyholders looking to claim losses without subrogation. It meticulously guides you through declaring policy details, loss circumstances, and rightful compensation claims, fortified with notarization for legitimacy. A crucial step in transparent and fair insurance claim processing, this statement prevents fraud and ensures compliance with policy terms for a smooth settlement experience.

Navigate the complexities of filing an insurance claim with our 'Master Proof Of Loss' document. Tailored for meticulous reporting under various policies, this essential form articulates every critical aspect of your claim, from the incident’s specifics to the detailed insurance coverage at the time of loss. Equipped with legal declarations and fraud warnings, it’s the definitive resource for ensuring your claim is comprehensive and transparent, providing a solid foundation for your insurance proceedings.

Ensure the integrity of your policyholder's residency claims with our 'Residency Investigation Checklist.' Designed for insurance professionals, this detailed checklist provides a robust framework for verifying the authenticity of residency information. From analyzing public records to conducting field investigations, leverage this guide to uncover accurate and comprehensive insights into your policyholder's residency status, bolstering your due diligence process and policy compliance.

Form for digital photo documentation for an adjuster's file.

The reservation of rights letter notifies the policyholder that the insurer reserves the right to deny coverage of a claim, in whole or part, pending outcome of a claims investigation.

A denial letter used when the value of a claim submitted is determined to be less than the insured's deductible.

This form is used by adjusters to list potentially substantial damaged structures in preparation for possible ICC claims.

A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insured’s deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.

Daily log to document adjuster activity on a specific claim.

Inland Marine Proof of Loss form is a legal document to be completed by an insured in support of a claim.

Form for digital photo documentation for an adjuster's file.

The adjuster uses this form to identify potentially responsible third parties and their actions that may have caused worsened flood damage. This includes looking at foundation grading and adequacy of sewer lines.