The 2023 Claims Pages Depreciation Guide suggests life expectancy and depreciation rates for individual items in a variety of categories such as appliances, bedding, building materials, clothing, electronics, furniture, HVAC, kitchen equipment, roofing supplies, and so much more. It is downloaded thousands of times every year and is used by hundreds of insurance companies.
PDF (56KB)
Property
General Reference
The release form identifies all parties to a claim, states the date and location of the insured event, and details the terms of settlement of a claim. The release contains a statement that, as a condition of the settlement, prevents any further claim or legal action against the insurer for the insured event.
PDF (25KB)
Liability
Property
Forms P&c
Financial worksheet for calculating a repair estimate, with one column to itemize losses, and 3 columns for replacement cost, depreciation, and actual cash value.
PDF (63KB)
Auto
Management & Underwriting
Property
Forms P&c
Form for digital photo documentation for an adjuster's file.
DOC (25KB)
Auto
Liability
Property
Workers' Compensation
Forms P&c
The reservation of rights letter notifies the policyholder that the insurer reserves the right to deny coverage of a claim, in whole or part, pending outcome of a claims investigation.
DOC (19KB)
Auto
Liability
Property
Special Investigations
Workers' Compensation
Letters
This form is used by adjusters to list potentially substantial damaged structures in preparation for possible ICC claims.
PDF (229KB)
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