This personal property Depreciation Guide suggests life expectancy and depreciation rates for individual items in a variety of categories such as appliances, bedding, clothing and furniture. It is downloaded thousands of times every year and is used by hundreds of insurance companies thoughout the United States.
The release form identifies all parties to a claim, states the date and location of the insured event, and details the terms of settlement of a claim. The release contains a statement that, as a condition of the settlement, prevents any further claim or legal action against the insurer for the insured event.
Financial worksheet for calculating a repair estimate, with one column to itemize losses, and 3 columns for replacement cost, depreciation, and actual cash value.
Form for digital photo documentation for an adjuster's file.
A notarized statement of the money requested for a loss under a property coverage policy.
This form is used by adjusters to list potentially substantial damaged structures in preparation for possible ICC claims.
A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insureds deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.
A denial letter used when the value of a claim submitted is determined to be less than the insured's deductible.