Floods, Faults & Firestorms: Wildfire, Earthquake and Flood Risk in the US

Wildfire, earthquake, and flood risks aren’t limited to specific regions, they are increasingly nationwide concerns. Unpack shifting risk zones, widespread misconceptions, and why many consumers remain underinsured. Explore how population shifts, aging infrastructure, and climate trends are transforming exposure across the U.S. Learn about insurer adaptations, new coverage options, and practical agent strategies to reduce E&O exposure and improve client conversations. No matter where you are, these disasters are closer to home than you might think.