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Demand Package

A structured submission from a claimant or attorney setting forth liability, damages, and settlement demand before litigation.

Third party bodily injury claims often use demand packages with medical records, bills, wage loss, and narrative. Insurers evaluate for settlement authority within limits.

Examples

Plaintiff counsel sends a 200-page demand with $750,000 ask three months before filing suit; carrier responds with counter-analysis.

Common Misconceptions

Lowball demands without documentation get ignored. Missing SOL while negotiating — track deadlines.

Related Terms

Third Party Claim Mediation Statute of Limitations

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This definition is provided for informational and educational purposes. Insurance terminology may vary by jurisdiction, policy, and context. Consult a licensed professional for guidance specific to your situation.