Temporary Total Disability
Benefits when an injured worker cannot work at all for a limited period while recovering.
TTD pays a percentage of average weekly wage (often 66 2/3%) subject to min/max caps until MMI or return to work. Waiting periods may apply before benefits start.
Examples
A construction worker off work 8 weeks post-surgery receives TTD until released at MMI.
Common Misconceptions
Working under the table while collecting TTD is fraud. Confusing TTD with short-term disability private insurance.
Related Terms
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Back to Glossary Claims Pages AcademyThis definition is provided for informational and educational purposes. Insurance terminology may vary by jurisdiction, policy, and context. Consult a licensed professional for guidance specific to your situation.
