As the fire season begins in the West insurance professionals who’ve been around for a while are calling this potentially one of the worst in recent memory. The season is shaping up to be “one of the most dangerous and active on record,” said Carole Walker, executive director of the Rocky Mountain Insurance Information Association. Aside from the Whitewater-Baldy Complex Fire in New Mexico’s Gila National Forest — the nation’s largest at 287,708 acres and the largest in the state’s recorded history — one of the West’s other big blazes is the High Park fire just over a dozen miles west of Fort Collins, Colo., which has grown to more than...