Tropical Storm Debby is certainly a rainmaker, but it’s not wreaking major damage. At least not yet. The Insurance Information Institute said its member insurance companies in Florida reported "relatively light" claims volume as of Monday afternoon. The biggest homeowners’ insurer in Florida, state-run Citizens Property Insurance, and the biggest private insurer, State Farm, gave similar assessments. Most claims involved roof damage, and flooded cars and houses. "The flooding claims coming in now are mostly related to cars," said Lynne McChristian, Florida representative for the Insurance Information Institute.