Hurricanes may garner more attention but in Texas, hailstorms, not hurricanes, are the most damaging weather events that Texans face annually, according to the states insurance regulators. And, unlike hurricanes, hailstorms occur in every part of the state. Last year Texas had more severe hail events than any state in the country, causing $1.7 billion in insured losses statewide. More than half of the total losses paid by Texas property/casualty insurers over the last 12 years have been weather-related, with hail as the most costly peril, according to the Texas Department of Insurance. During this time period, hail losses exceeded those caused by hurricanes and tornados combined.
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