Insurance companies in New Brunswick are busy dealing with claims from damage caused by post-tropical storm Arthur.Wilson Insurance in Fredericton says it has received more than 100 applications, compared to the estimated four it would get on a normal day. Agents say people should be patient — and know what their policy covers. Most home insurance policies cover wind damage, which doesn’t fall under "acts of God," they said. Most home policies also include the cost of debris removal if a house, or shed, or fence is struck, even if they’re not damaged because homeowners can’t know if there is damage until the debris is removed.