New Jersey Trio Admit to Staged Accident

Three Passaic County residents admitted today to conspiring in a scheme to stage an automobile accident in order to defraud two insurance companies of approximately $78,000, state authorities said. The trio — Harold Gross, 29, of Passaic; Husayn Encarnacion, 35; and his wife, Jenny Encarnacion, 33, both of Paterson — was recruited in 2009 for the accident, authorities said, and afterwards, the Encarnacions sought medical care, triggering insurance reimbursements.