Almost three years of research by FM Global has culminated in the release of new fire protection guidelines for warehouse owners that the mutual insurance company reports could reduce fire-related costs by millions of dollars.The new engineering-driven design standard for “in-rack” sprinklers offers warehouses more protection at less cost, notes a statement last week from FM Global, one of the world’s largest commercial and industrial property insurers. “Fire is the leading cause of commercial property damage,” Ronnie Gibson, vice president and chief engineer at FM Global, says in the statement.