Wildfires, And Now El Niño Push California Homeowners Into Surplus Market

There’s little question that the drought and the recent wildfire season that it unleashed pushed more California homeowners into the surplus lines market. Now with the onset of what appears to be a strong El Niño this week in the Golden State, homeowners in burnt out areas that may be more prone to flooding and mudslides could also look for coverage in the surplus lines market.