Just in the last six weeks, David Dybdahl has been called to testify as an expert witness six times for environmental claims. His agency, American Risk Management Resources Network, LLC (ARMR), where he serves as president, is one in a small group of insurance agencies that can be called on for the duty of testifying as an expert in their respective field. Previously, Dybdahl would only receive about one request every two years. This sudden uptick in expert witness requests is unlike anything he has experienced before in his over 35-year career in the environmental insurance industry.