Specialist Surplus Lines Coverage Needed For Wildfire Zones

Wildfires are brutal, fast, and indiscriminate in the carnage they wreak. Yet, in some states, they’re so commonplace they have their own season. Like floods, hurricanes and other natural events, they’re also more prone to strike some regions than others. For insurance clients in these high-risk wildfire areas, regular homeowner insurance may not be available — which is where specialist insurers can step in. Bill Gatewood, vice president at Burns & Wilcox, said there isn’t really such a product as “wildfire insurance”, it was just a matter of who would offer homeowner insurance in wildfire zones.