NFIP Boss: Floridians, One And All, Get Flood Insurance

If you’re a homeowner in Florida relying on flood zone maps to decide whether to buy insurance, you may want to check your drivers license instead. "If it says Florida, you need flood insurance," said Roy Wright, who oversees the Federal Emergency Management Agency’s National Flood Insurance Program, which covers more policies in Florida than any other state. "It may be more helpful than trying to find the right map." Hurricane Irma is only the latest case in point, said Wright, who was in Miami Beach on Monday for an insurance conference.