The call that came into a GEICO auto insurance claims department seemed routine: A Lexus GS350 was involved in a fender bender with a Chrysler 320 in North Miami-Dade. Within days, adjusters from a team that covers the area reported inspecting the Lexus and authorizing a series of payments totaling over $16,000. But the accident never actually happened, investigators say. The exact same Lexus, in fact, had been used to file at least 10 claims for phantom crashes, all signed off on by the same adjusters. And the body shop that reaped most of the payouts isnt even real one of the companys address is a vacant lot in Little Haiti, according to Miami-Dade prosecutors.
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