The Institutes

Hotel Group Wins COVID-19 Business Interruption Coverage In Court

 Monday, September 13, 2021

 Risk & Insurance

A slew of COVID-related litigation is on the rise, and none more so than claims related to business interruption caused by pandemic shutdowns.

Businesses of all types have been vying for insurance coverage to recoup losses made during 2020 closures; however, most business interruption-related claims are falling flat due to the lack of a physical damage trigger.

The key word being ‘most.’

A New Hampshire-based hotel group has proven to be the exception. When four hotels filed suit against their insurance companies looking for millions in losses for the pandemic, the court sided with the hotels. Here’s what happened.