Mid-America Catastrophe Services

First Responder PTSD Comp Bills Continue To Trend

 Friday, February 25, 2022

 Business Insurance

Four states in the first week of February introduced or moved forward on workers compensation presumption bills that would make post-traumatic stress disorder and other mental ailments compensable for first responders, in a continuation of a years-long legislative trend.

According to a 2021 paper by service provider Optum Workers’ Comp and Auto No-Fault, more than 50% of states have enacted PTSD policies or policy changes since 2018.

Many new laws passed in recent years have followed major emergencies and tragedies that triggered legislatures to act. The COVID-19 pandemic is shaping up to be no different.

‘With COVID, people are more amenable to the idea that mental injuries are a problem than (they have been) in the past,’ said Tom Howard, an attorney at workers compensation firm Gerber & Holder LLP in Atlanta.

Opponents of such legislation have claimed that the presumptions are or could be costly, with virtually every first responder representing a potential claim.
Workers' CompensationLegislation & Regulation
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