A comprehensive study published in the Journal of Transport and Land Use reveals a strong correlation between urban design and fault determination in pedestrian crashes. Conducted in Columbus, Ohio, the research employed regression modeling and spatial analysis to demonstrate that pedestrians are more likely to be faulted for accidents on arterial roads characterized by high speed and volume, coupled with inadequate pedestrian infrastructure.
This finding underscores the urgent need for the insurance claims sector to consider environmental factors in crash fault assessments, advocating for a systemic approach to enhance safety and fairness. By aligning with Safe Systems and Vision Zero principles, the study suggests that improving pedestrian facilities could not only reduce fault assignments to pedestrians but also influence insurance policies and claims processes, emphasizing the role of urban planning in mitigating risk and promoting equitable treatment in accident investigations.