Essential Gear for Catastrophe Adjusters

For catastrophe (CAT) adjusters preparing for their first deployment, beyond the basic toolkit provided by their company, there’s a range of quality-of-life items that can significantly enhance their field experience. Suggestions from seasoned adjusters highlight the importance of being well-prepared for any scenario, emphasizing health, safety, and convenience.

Key recommendations include stocking up on over-the-counter medications to avoid the inconvenience of falling ill in the field. A compact first aid kit is crucial for handling minor injuries, complemented by mosquito repellent and sunscreen to protect against environmental elements. The unpredictability of deployment locations necessitates self-defense tools, with some adjusters humorously noting the utility of a knife not just for self-defense but also for practical tasks like cutting samples.

For sustenance, adjusters recommend keeping meal replacement shakes and instant meals handy, as they offer a balanced diet without the need for extensive preparation. An electric tea kettle becomes an invaluable asset for preparing these meals, alongside an Instant Pot for those who wish to cook fresh food. Storing water, carrying a power inverter, and having a stockpile of non-perishable snacks like granola bars and apples ensure hydration and energy throughout the day.

Adjusters also advise preparing for logistical challenges, such as maintaining a supply of gasoline and having tools for vehicle maintenance like Fix-a-Flat and tire plug kits. Personal comfort items, such as a small cooler, sunshades, and comfortable clothing, enhance the work environment and help maintain focus on the task at hand. Additionally, considering the often limited storage and workspace in accommodations, bringing extra storage solutions like plastic shelves and laundry baskets can significantly improve organization and efficiency.