It has come to the Divisions attention that many automobile policy forms have language limiting
the types of motor vehicles for which coverage may apply when an insured is struck as a
pedestrian. Common restrictions include vehicles owned but not covered by the insured and
vehicles available for regular use by the insured or other persons residing in the insureds
household.
Bulletin prohibiting exclusions based on vehicle status, orders reprocessing of claims denied during past five years
External References & Further Reading
http://www.state.sd.us/drr2/reg/insurance/documents/10-03medpay.pdf



