
Montecito residents who are hoping that insurance will cover damage to their homes from recent mudslides received a word of support from an important ally on Monday. California insurance commissioner Dave Jones issued a notice to insurers outlining his offices position that they should be on the hook for that damage. Most homeowners insurance policies exclude coverage for mudslides. But they do cover fire-related damage. And Jones said under California law, when the facts on the ground show that a fire is the "efficient proximate cause" of a mudslide, that damage should be covered.
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