Caught Red-Handed: Watch This Shocking Insurance Scam Unravel Thanks to a Dash Cam

A dramatic attempt to stage a car accident in Queens, New York, was stopped in its tracks, thanks to a dash cam. The video, shared by driver Ashpia Natasha on TikTok, shows a Honda Civic cutting her off on the Belt Parkway before slamming on the brakes, likely trying to cause a rear-end collision. When Ashpia’s quick reaction prevented a crash, the scammers took it a step further: the Civic stopped abruptly, reversed into her car, and passengers jumped out, acting injured in an apparent attempt to file a fraudulent insurance claim.

Dash cam footage revealed critical details, including suspicious behavior inside the Civic, where the driver switched seats with a passenger, and the involvement of a red Kia Sportage, which followed Ashpia’s car and later moved to the front after the collision. Despite the scammers’ attempts to appear as victims, the dash cam exposed their plan. Ashpia reported the incident to the police, but they did not respond due to the lack of injuries and the exchange of insurance information.

This incident underscores the growing issue of staged auto accidents in the U.S., a major contributor to billions in fraudulent insurance claims paid out annually. The National Insurance Crime Bureau (NICB) stresses the importance of protecting oneself from such schemes, and this case highlights why having a dash cam could save drivers from becoming victims of insurance fraud.