According to the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA) and Florida’s State Emergency Response Team (SERT), as Floridians continue to recover from the storms of 2004 and 2005, and the 2006 season fast approaches, it is vital that all property owners living and doing business in areas designated as flood zones by the National Flood Insurance Program (NFIP) purchase flood insurance - a key measure of hurricane preparedness.