Thousands of insurance agents and adjusters have begun putting dollar figures on the losses of Katrina’s victims. State Farm, the area’s biggest insurer, has 3,550 agents and employees in Katrina country. It also has 2,600 catastrophe agents like Colleen Walsh who’ve descended into the region from throughout the USA. According to Walsh, Hurricane Katrina will be more difficult to work than other hurricanes because many of the homes were flooded after Katrina sent the Gulf of Mexico ashore. But homeowner’s insurance doesn’t cover floods, even those resulting from a hurricane and according to Walsh "That’s the hardest part of the job, saying no."