Most of the damage from the rash of wildfires ravaging Southern California will be covered under property owners‘ homeowners and fire insurance policies, according to the Association of California Insurance Companies (ACIC).
However, the extent of coverage to rebuild homes, replace personal property, and cover additional living expenses during reconstruction will be determined by the language in each policy.
"Consumers whose homes or commercial property have been damaged or destroyed or who may be in the wildfires‘ paths should contact their agent or insurance company representative as soon as possible to verify the extent of their coverage," said ACIC President Sam Sorich. "Also, consumers should be prepared to report claims to their insurer as soon as it is safe to return to their homes and assess the damage."
