Minnesota Woman Advocates For Change In Boat Insurance Law

When Twin Cities TV reporter Courtney Godfrey lost part of her leg in a boating accident over the summer, she assumed the boat owner’s insurance policy would help. But she quickly learned the boat’s liability policy excluded her. Because the boat was owned by her husband. “We were like: ‘WHAT?!’” says Godfrey, a KMSP-TV reporter who lost the lower portion on her left leg in the propeller after she was flung overboard while the boat was making a turn on Christmas Lake in September. That’s correct: If Godfrey’s sister, who was also aboard, had been injured, the $451-a-year policy would have covered her. “If it would have happened the summer before, when we weren’t married, I would have been covered,” she said.