No-Fault Law Feeds Culture Of Insurance Abuse In Michigan

Avery Gordon, general counsel for SMART, the regional bus service serving metro Detroit, has seen it before and seen it often. He said it usually goes like this: "One of our employees is involved in an accident," something minor, with no serious injuries. "The driver is at home, a few days after the accident, and gets a call (from someone who says), ’I hear you’ve been in an accident.’" The caller names a doctor, and tells the driver, "We’re calling to set up an appointment," Gordon said. The driver might say yes, there was an accident, but I wasn’t hurt and don’t need to see anyone.