Monday, December 31st, 2007 — Florida drivers will have personal injury protection coverage added to their policies Jan. 1 as the state returns to a no-fault system after a three month break. Most people won’t have to do anything to comply with the new law. Many never got rid of PIP coverage during the three months when it wasn’t required, and for those who have insurance without PIP, their company should add it on to their policy automatically starting Tuesday.