A bill that would stop insurers from denying claims on damage from man-made earthquakes and another that would allow for the creation of a state earthquake insurance program are among reforms being weighed at the Legislature. Sen. Clark Jolley, R-Edmond, is the author of both proposals, Senate Bills 1498 and 1497. Jolley decided to introduce the bills after hearing concerns from his constituents about the availability of earthquake insurance and whether polices would pay for damage from temblors caused by oil and gas activity in the state.