Monday, November 9th, 2026 — A $223,176.27 insurance claim involving Enterprise Rent-A-Car has resulted in criminal charges against two South Carolina women accused of submitting false information and fabricated medical records to obtain insurance payments.
The South Carolina Law Enforcement Division (SLED) arrested Courtney Harris, 34, of Richland County, on Nov. 5, charging her with presenting a false insurance claim valued at $10,000 or more. Her arrest follows multiple fraud and forgery charges filed against Shante Elizabeth Bethel, 43, of Lexington County, in October.
According to Harris' arrest warrant, investigators identified discrepancies in statements she provided to police and Enterprise Rent-A-Car Rental Claims Services between October 2025 and March 2026. Harris allegedly denied knowing the person identified as the victim in the underlying incident, but investigators determined the two had a previous relationship.
SLED alleges that Harris also provided false information used to obtain a police report supporting the insurance claim. Investigators cited witness statements and electronic records as evidence of her alleged involvement in the scheme.
Bethel faces three counts of forgery involving amounts below $10,000 and one count of presenting a false insurance claim valued at $10,000 or more. She was previously charged on Oct. 19 with forgery involving an amount exceeding $10,000.
Investigators allege Bethel submitted the six-figure claim through the Deyaska Spencer Law Firm, supported in part by medical records and bills purportedly issued by Prisma Health and MUSC Health. Three of the disputed bills totaled $368, $3,019.90 and $1,370.
A separate $10,265 medical bill purportedly issued by MUSC Health Columbia also became part of the investigation. According to the arrest warrant, the law firm subsequently requested Bethel's medical records and determined that the bill did not exist.
The allegations center on several elements routinely examined during insurance fraud investigations: the accuracy of incident reports, relationships between involved parties and the authenticity of medical documentation submitted to support a claim.
South Carolina's Insurance Fraud Division reported receiving a record 4,947 suspected fraud complaints in 2024. SLED made 71 insurance fraud-related arrests that year.
The South Carolina Department of Insurance requested the investigation and will prosecute the case through its Insurance Fraud Division. SLED says the investigation remains ongoing.
Both women are presumed innocent unless proven guilty in court.
