Wednesday, March 21st, 2007 — Recent growth in the frequency and cost of diagnostic tests and chiropractic treatment have helped fuel rapid growth in personal injury protection (PIP) claim costs in Florida, according to a new study from the Insurance Research Council (IRC). The average total claimed PIP economic loss, consisting primarily of medical expenses, increased 18 percent, from $8,289 in 2002 to $9,769 in 2005.